In 1944, insurance was first considered "commerce" and subjected to state and Federal regulation. State insurance statutes override most Federal laws, yet some portions of federal law, such as federal tax laws, preempt state laws. Generally speaking, state laws govern the business of insurance, while federal laws govern such things as labor, tax, securities and the like.

Some insurance cases arise due to bad faith. This can occur if an insurance company violates principles or regulations governing insurance law. For example an insurance company may constitute bad faith in denying a claim, stalling in making a decision on a claim, or requiring unreasonable actions or documentation by the insured to prove a claim.

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Litigation Attorneys:
David L. Barth
Susan R. Bell
Curtis L. Cornett
Kevin R. Feazell
Sarah M. Foster
Michael L. Gay
Jeffrey J. Harmon
Jack B. Harrison
Robert J. Hollingsworth
R. Scott Hughes
Dustin C. Humphrey
Alexis L. McDaniel
David J. Schmitt
Teresa R. Wade
David L. Zerbe